Compliance Is Our Competitive Advantage
MoriCash is built from the ground up to meet and exceed the regulatory requirements of every jurisdiction in which we operate.
Our Regulatory Standing
Bangko Sentral ng Pilipinas (BSP)
AppliedPhilippinesVirtual Asset Service Provider (VASP)
Application filed under BSP Circular No. 1108. MoriCash operates within BSP's regulatory sandbox framework pending full license grant.
Securities and Exchange Commission (SEC)
In ProgressPhilippinesDigital Asset Registration
Registration of MORI token under SEC Memorandum Circular No. 8, Series of 2019 on Initial Coin Offerings.
Anti-Money Laundering Council (AMLC)
AppliedPhilippinesVASP Registration
Registered as a covered person under the Anti-Money Laundering Act (AMLA) and its implementing rules.
British Virgin Islands Financial Services Commission (BVI FSC)
ActiveBritish Virgin IslandsCompany Incorporation & Compliance
MoriCash BVI incorporated and compliant with BVI Business Companies Act and applicable financial services regulations.
Philippine Deposit Insurance Corporation (PDIC)
ActivePhilippinesReserve Account Insurance
Reserve accounts held at PDIC-insured institutions, providing up to ₱500M in deposit insurance coverage.
Our Compliance Framework
KYC / CDD Program
All users undergo Know Your Customer (KYC) and Customer Due Diligence (CDD) verification before accessing MoriCash services. Enhanced Due Diligence (EDD) applies to high-risk customers, PEPs, and large transactions.
AML / CFT Controls
Transaction monitoring, suspicious activity reporting (SAR), and currency transaction reporting (CTR) are implemented in accordance with AMLA and FATF Recommendations.
Travel Rule Compliance
MoriCash complies with FATF Travel Rule requirements, transmitting originator and beneficiary information for virtual asset transfers above applicable thresholds.
Sanctions Screening
Real-time screening against OFAC, UN, EU, and local AMLC sanctions lists. All transactions and counterparties are screened before processing.
Data Privacy
Full compliance with the Philippine Data Privacy Act of 2012 (Republic Act 10173) and GDPR principles for international users. Data Protection Officer appointed.
Reserve Attestation
Monthly independent attestation of MORI token reserves by a BSP-accredited external auditor. Reports published publicly on the Reserve Framework page.
Compliance Leadership
Chief Compliance Officer
Oversees all regulatory relationships, license applications, and compliance program design across all jurisdictions.
AML / CFT Officer
Manages transaction monitoring, SAR filing, and AMLC reporting obligations.
Data Protection Officer
Ensures compliance with the Data Privacy Act, manages data subject requests, and oversees privacy impact assessments.
Compliance Inquiries
For regulatory inquiries, law enforcement requests, or compliance-related questions, please contact our Compliance team.
[email protected]MoriCash Technology Inc., Makati City, Metro Manila, Philippines